RightTrak Empowers Learners With a Lifetime of Healthy Financial Habits
It’s an enjoyable and engaging financial education program designed by TDC Investment Advisory to get high school students, college students, and young adults on the “right trak” to understanding the fundamental foundations of wealth.
OUR ‘WHY’
Why We Built the RightTrak Program
Many obstacles are standing in the way of American’s reaching their long-term financial goals. Credit card debt, student debt, and spending more than what’s being earned, just to name a few. We believe the underlying problem is a lack of financial understanding and education that should be learned early. The results of these missing skills are staggering:
- 69% of Americans have less than $1,000 in personal savings
- 45% of Americans say they have $0 in savings
- Nearly 33% of Americans are living paycheck to paycheck
- Nearly 3 in 10 US adults have no emergency funds
- One in 4 have a rainy day fund, but not enough to cover three month’s worth of living expenses
Source: The Motley Fool. The Percentage of Americans with Less Than $1,000 in Savings Is Shocking.
- 1 in 5 Americans have less than $5,000 saved for retirement
- 15% have no retirement savings at all
- 56% of Americans don’t know how much they’ll need to retire comfortably
- On average, people think there’s a 45% chance they will outlive their savings
Source: Northwestern Mutual. Planning and Progress Study 2019
- 13% of Americans expect to be in debt the rest of their lives
- The average credit card debt is $5,400
- Of this debt, 52% go towards paying for basic necessities
- The average student debt held is $24,155
- Of these, 66% said they would have changed their decision taking student loans
Source: Northwestern Mutual. Planning and Progress Study 2020
OUR PROGRAM
Why We Feel You’ll Love Using RightTrak as Your Financial Coach
We believe financial learning should be easy, fun, and engaging. RightTrak makes the complex simple and enjoyable through a customized learning experience, including games, assignments, videos, quizzes, scenarios, and more. Learn the essentials of spending, saving, budgeting, investing, and more through a beautiful user experience that can be taken anytime, anywhere.
Games
A variety of interactive gameshows have been developed to keep knowledge checks fun and exciting.
Infographics
Graphical information is presented through dynamic imagery to enhance knowledge retention and recall.
Video Content
Live-action, animated, and lightboard video content encourages multi-sensory learning and understanding.
Scenarios
Help real-life characters in a multitude of scenarios think through and solve complex financial situations.
Quizzes
Each lesson will culminate with a final knowledge check each learner must pass to move on to the next course.
Completion Certificates
Learners who successfully complete all 15 lessons will earn their RightTrak completion certificate.
What You’ll Learn With RightTrak
Learn the fundamentals of managing, protecting, growing, and sharing wealth.
Our customized classes teach the fundamental foundations of wealth, including budgeting, banking, credit cards, insurance, investing, taxes, and much more.
Learn simplified, actionable plans you can begin to implement into your financial plan today and in the future.
Classes go far beyond its content. We push learners to retain important fundamentals with “how-to” guides, helpful checklists, and many other essential financial planning items.
Acquire a lifetime of healthy financial habits to help get you where you want to go.
Begin to apply lessons learned to your financial life – start separating ‘needs’ and ‘wants,’ implement helpful savings practices, and begin to invest for your long-term financial future.
A Customized Learning Curriculum With You in Mind
Our core curriculum concentrates on the four fundamental foundations of wealth we believe are critical to developing good financial habits. By learning and living these lessons, students can get on the “right trak” to a bright financial future.
THE RIGHTTRAK FOUNDATIONAL FOUR
Four Traks to Get You on the Right Trak.
Trak 1: MANAGE
Before building wealth, one must first have a firm understanding of how to manage it. Our MANAGE Trak will tackle the basics of budgeting, banking, borrowing, credit cards, saving, and opportunity cost.
Trak 2: PROTECT
Protecting what you’ve worked for is just as important as building it. Our PROTECT Trak will handle life insurance, disability insurance, property & casualty insurance, workplace benefits, and cybersecurity.
Trak 3: GROW
Our GROW Trak will cover all things investing and how to make your money work for you. These include types of investment accounts, why one should invest, types of securities, compound interest, and much more.
Trak 4: SHARE
Our SHARE Trak will highlight various strategies to pass on wealth to family and charities successfully. These strategies include taxes, key estate planning tools, and the importance of philanthropic giving.
Our Team. Our Mission.
“We believe the obstacle preventing many Americans from reaching their financial goals is a lack of financial education and understanding. RightTrak helps make learning these fundamentals at an early age easy and engaging, helping set the stage for a lifetime of financial independence and success.”
–Your RightTrak team
Let’s get you started on the right trak. Get started today!
More About TDC Investment Advisory
The Firm Behind RightTrak
TDC Investment Advisory is a wealth management firm specializing nationally in services to help successful individuals, families, and business owners connect their wealth and purpose. We provide the advice, resources, and education our clients need so they can focus on what is most important in their lives. Our commitment to helping families be families is what set us on a journey to create RightTrak, so our clients’ next-generation can learn important financial lessons early and implement these best practices over a lifetime to help create true financial freedom.
