RightTrak Empowers Learners With a Lifetime of Healthy Financial Habits


Why We Built the RightTrak Program

Many obstacles are standing in the way of American’s reaching their long-term financial goals. Credit card debt, student debt, and spending more than what’s being earned, just to name a few. We believe the underlying problem is a lack of financial understanding and education that should be learned early. The results of these missing skills are staggering:

  • 69% of Americans have less than $1,000 in personal savings
  • 45% of Americans say they have $0 in savings
  • Nearly 33% of Americans are living paycheck to paycheck
  • Nearly 3 in 10 US adults have no emergency funds
  • One in 4 have a rainy day fund, but not enough to cover three month’s worth of living expenses

Source: The Motley Fool. The Percentage of Americans with Less Than $1,000 in Savings Is Shocking.

  • 1 in 5 Americans have less than $5,000 saved for retirement
  • 15% have no retirement savings at all
  • 56% of Americans don’t know how much they’ll need to retire comfortably
  • On average, people think there’s a 45% chance they will outlive their savings

Source: Northwestern Mutual. Planning and Progress Study 2019

  • 13% of Americans expect to be in debt the rest of their lives
  • The average credit card debt is $5,400
  • Of this debt, 52% go towards paying for basic necessities
  • The average student debt held is $24,155
  • Of these, 66% said they would have changed their decision taking student loans

Source: Northwestern Mutual. Planning and Progress Study 2020


Why We Feel You’ll Love Using RightTrak as Your Financial Coach


A variety of interactive gameshows have been developed to keep knowledge checks fun and exciting.


Graphical information is presented through dynamic imagery to enhance knowledge retention and recall.

Video Content

Live-action, animated, and lightboard video content encourages multi-sensory learning and understanding.


Help real-life characters in a multitude of scenarios think through and solve complex financial situations.


Each lesson will culminate with a final knowledge check each learner must pass to move on to the next course.

Completion Certificates

Learners who successfully complete all 15 lessons will earn their RightTrak completion certificate.

What You’ll Learn With RightTrak

Learn the fundamentals of managing, protecting, growing, and sharing wealth.

Our customized classes teach the fundamental foundations of wealth, including budgeting, banking, credit cards, insurance, investing, taxes, and much more.

Learn simplified, actionable plans you can begin to implement into your financial plan today and in the future.

Classes go far beyond its content. We push learners to retain important fundamentals with “how-to” guides, helpful checklists, and many other essential financial planning items.

Acquire a lifetime of healthy financial habits to help get you where you want to go.

Begin to apply lessons learned to your financial life – start separating ‘needs’ and ‘wants,’ implement helpful savings practices, and begin to invest for your long-term financial future.

A Customized Learning Curriculum With You in Mind

Our Team. Our Mission.

More About TDC Investment Advisory

The Firm Behind RightTrak